Four ways to work together, all flat-fee and all advice-only. Pick the one that matches how much help you want. Every option includes ongoing RightCapital access.
The Accumulator
$2,000 one-time
Best for people who want clarity on where they stand and what to focus on next. We’ll build your plan in RightCapital, review your projections and key planning opportunities, and provide clear priorities and next steps. It’s especially well-suited for people whose financial picture is still evolving.
Review projections and key planning opportunities
Clear priorities and next steps
2 meetings, 4 weeks of email support
2-3 page action plan
The Retiree
$4,500 one-time
Best for anyone who wants a deeper, more comprehensive review of their financial picture. We’ll take a detailed look at retirement, taxes, investments, Social Security, healthcare, insurance, estate planning, and other relevant areas, bringing everything together into a detailed written plan and prioritized action items.
Detailed written plan and prioritized action items
3 meetings, 8 weeks of email support
30+ page plan
The Quarterly
$400/mo (paid quarterly)
Designed for clients who want an ongoing relationship and a dedicated financial partner. You’ll have quarterly planning meetings, unlimited email support, continued access to your RightCapital financial plan, and updated action plans as your financial life evolves.
Quarterly planning meetings
Unlimited email support
Updated action plans as your financial life evolves
2-3 page action plan each quarter
The Crisis
Free, funded by me and the generosity of other clients
For anyone in financial distress right now and needing a clear next step, not a long-term plan. This session is fully sponsored. You pay nothing.
Housing: subsidized housing, reverse mortgages, homeless shelters, car/van living.
Food: SNAP benefits, food banks, WIC, Meals on Wheels, community fridges, or apps like Too Good to Go and Flashfood
Clothing: Goodwill and Salvation Army vouchers, local clothing closet/swaps, Dress for Success, One Warm Coat and similar coat drives, and school-based clothing programs for kids.
Transportation: reduced-fare or free transit passes, Medicaid NEMT, charitable car programs, gas cards, and rideshare charity programs.
Spending: building a bare-bones spending plan and deciding what bills to pay first when you can’t pay them all.
Income: understanding annuities, pensions, or other income sources; creating an income plan when money is tight or irregular.
Debt: Managing or negotiating credit card debt and collections.